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‘Blended’ military retirement plan not as popular as projected

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Tony

Tony

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With passage of the new Blended Retirement System (BRS) in 2016, the Defense Department’s Office of Actuary, assisted by computer modeling from the think tank RAND Corp., made some assumptions critical to planning future military retirement cost obligations.

More than 862,000 active-duty members and 202,000 drilling Reserve and National Guard personnel, actuaries forecast, would opt to leave their High-3 retirement plan for the BRS during a yearlong “open season” that ended Dec. 31.

Turns out those projections were far too high. https://www.stripes.com/blended-military-retirement-plan-not-as-popular-as-projected-1.563026

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      SEPT 2025 (CYCLE 268) ACTIVE DUTY AND TRAINING AND ADMINISTRATION OF THE RESERVE E5 AND E6 ADVANCEMENT EXAMS & RATING KNOWLEDGE EXAMS FOR ACTIVE DUTY BILLET BASED ADVANCEMENT

      CLASSIFICATION: UNCLASSIFIED/ ROUTINE R 171423Z JUN 25 MID120002013795U FM CNO WASHINGTON DC TO NAVADMIN INFO CNO WASHINGTON DC BT UNCLAS PASS TO OFFICE CODES: FM CNO WASHINGTON DC//N1// INFO CNO WASHINGTON DC//N1// NAVADMIN 132/25 MSGID/GENADMIN/CNO WASHINGTON DC/N1/JUN// SUBJ/SEPTEMBER 2025 (CYCLE 268) ACTIVE DUTY AND TRAINING AND ADMINISTRATION OF THE RESERVE E5 AND E6 NAVY-WIDE ADVANCEMENT EXAMINATIONS AND RATING KNOWLEDGE EXAMS FOR ACTIVE DUTY BILLET BASED ADVANCEMENT// REF/A/MSG/CNO WASHINGTON DC/N1/192205ZDEC24// REF/B/DOC/BUPERS/07FEB22// REF/C/MSG/CNO WASHINGTON DC/N1/272057ZDEC18// REF/D/MSG/CNO WASHINGTON DC/N1/161157ZJUL20// REF/E/OPS ALERT/NPPSC/15MAR21// REF/F/MSG/CNO WASHINGTON DC/N1/031621ZOCT23// REF/G/MSG/CNO WASHINGTON DC/221540ZDEC22// REF/H/MSG/CNO WASHINGTON DC/201421ZNOV23// REF/I/MSG/CNO WASHINGTON DC/N1/201449ZDEC18// NARR/REF A IS NAVADMIN 255/24, BILLET BASED ADVANCEMENTS 2025. REF B IS BUPERSINST 1430.16G, ADVANCEMENT MANUAL FOR ENLISTED PERSONNEL OF THE U.S. NAVY AND U.S. NAVY RESERVE, CHANGE 1. REF C NAVADMIN 316/18, ENLISTED ADVANCEMENT WORKSHEET. REF D IS NAVADMIN 201/20, PROFESSIONAL MILITARY KNOWLEDGE ELIGIBILITY EXAM REVISED BUSINESS RULES. REF E IS OPS ALERT 011-21, PMK-EE REQUIREMENTS FOR E-4 NEW ACCESSIONS. REF F IS NAVADMIN 237/23, UPDATES TO THE ENLISTED LEADER DEVELOPMENT PROGRAM. REF G IS NAVADMIN 288/22, HIGH YEAR TENURE PLUS PILOT. REF H IS NAVADMIN 277/23, HIGH YEAR TENURE PLUS PILOT INDEFINITE EXTENSION. REF I IS NAVADMIN 312/18, ADVANCEMENT POLICY UPDATE. RMKS/1. This NAVADMIN provides guidance for the administration of the September 2025 (Cycle 268) Navy-Wide Advancement Exams (NWAEs) and Rating Knowledge Exams (RKEs) for Active Duty and Training and Administration of the Reserve (TAR) E5 and E6 Sailors. a. In line with reference (a), all Active Duty Sailors in the ABE, ABF, ABH, AME, AO, CS, DC, EM, IC, GM, GSM, MM, QM, and RS ratings will be administered the RKE, which is executed through the exam process. RKE advancements will be conducted via Advance to Position (A2P) and Command Advance to Position (CA2P). Reference (a) should be read in its entirety for Billet Based Advancement (BBA) policy. b. In line with reference (b), all other Active Duty and TAR Sailors will take NWAEs to compete for advancement via NWAE cycle- based legacy advancements. 2. In line with references (b) and (c), the Enlisted Advancement Worksheet (EAW) is the authoritative source of data used to determine Cycle 268 E5 and E6 eligibility. a. Commands are to accurately validate, complete, and finalize all EAWs in the Navy Standard Integrated Personnel System. b. For some Sailors in BBA ratings, Educational Services Officers (ESOs) may be required to wait until the effective advancement date for the applicable paygrade to be updated before an EAW can be created manually. c. EAW discrepancies should be addressed via the Post- examination Administration Comment (PAC) process after Cycle 268 worksheets are locked. 3. Cycle 268 timeline: a. 31 July 2025: Professional Military Knowledge - Eligibility Exam (PMK-EE) completion deadline. b. 31 August 2025: Enlisted Leader Development (ELD) course completion deadline. c. 4 September 2025: E6 exam administration. EAW will close one week after the exam date on the worksheet. d. 11 September 2025: E5 exam administration. EAW will close one week after the exam date on the worksheet. e. Deviation from administration dates. In line with reference (b), commands that require rescheduling of NWAE or RKE administration date(s) (with valid reason) may request a deviation of NWAE or RKE administration from Navy Personnel Command (PERS- 803). If authorized, administration will be completed by 30 September 2025. 4. Eligibility requirements are found in chapter 2 of reference (b). The following information is specific to Cycle 268: a. Terminal eligibility date: 1 January 2026. b. In line with reference (a), there is no minimum Time-in-Rate (TIR) requirement for Sailors in the Active-Duty BBA ratings. However, E4 and E5 Sailors are required to have an in-grade Commanding Officer (CO) or Officer in Charge (OIC) recommendation for advancement periodic evaluation to participate in an RKE. c. Minimum TIR for all other Active Duty and TAR Sailors: (1) E6 - 1 January 2023. (2) E5 - 1 January 2025. (3) E6 candidate TIR requirements for Early Promote (EP) can be waived by one year with CO/OIC approval, in line with reference (b). An EAW must be created manually for all who receive an EP waiver. EP candidates are still bound by the same PMK-EE and ELD deadline as regular TIR candidates. d. In line with reference (d), PMK-EE remains mandatory once per paygrade for all E5 and E6 candidates to be eligible for exam cycle participation. Refer to reference (e) regarding special exceptions for E4 new accessions. Waivers are normally not approved without extraordinary circumstances. e. In line with reference (f), intermediate leader development course completion is mandatory for all E6 candidates to be eligible for exam cycle participation. ELD course completion is not mandatory for E5 candidates. Waivers are normally not approved without extraordinary circumstances. f. High-Year Tenure (HYT) and HYT plus: In line with references (g) and (h), the HYT plus pilot program allows for Sailors to continue their Navy careers beyond the HYT limits. References (g) and (h) should be read in their entirety. In the EAW, the "HYT Exceeded" entry may reflect "Yes" - when applicable, select "Yes" for "HYT Waived." g. Security/Interim clearance (if required): Ratings requiring a security clearance are AC, AE, AG, AO, AT, AWF, AWO, AWR, AWS, AWV, AZ, CTI, CTM, CWT, CTR, CTT, EOD, ET, FC, FCA, GM, HT, IC, IS, IT, LN, MA, MC, MN, ND, OS, QM, RW, SB, SO, STG and YN, as well as all nuclear and submarine ratings. All E5 and E6 exam cycle candidates must have applicable adjudication (Top Secret or Secret) or CO/OIC Interim clearance dated prior to 1 September 2025. If clearance is revoked, an exam is not authorized until the discrepancy is corrected. An eligibility determination of "No Determination Made" constitutes an unfavorable adjudication. h. Performance Mark Average (PMA). Compute PMA for E5 candidates and reporting senior's cumulative average PMA for E6 candidates in line with references (b) and (i). Use all applicable evaluations in current paygrade with an ending date that falls within the following periods: (1) E6 - 1 September 2022 to 31 August 2025. (2) E5 - 1 June 2024 to 31 August 2025. i. In line with reference (b), for E4 new accession Sailors who have graduated from "A" School and are eligible for the upcoming E5 NWAE, who do not have a current evaluation in paygrade, a one-time PMA of 3.60 will be assigned by the ESO on their EAW and transposed to their answer sheet. j. Use of EAW is mandatory, in line with reference (c). 5. Exam Ordering: a. In line with reference (b), ordering dates and TIR listings for all NWAEs and RKEs are on the Navy Enlisted Advancement System (NEAS) website: https://neas.ncdc.navy.mil/. Select the Exam and Ordering Date Chart. b. Sensitive Compartmented Information (SCI) exam orders not included on the initial TIR list must be ordered from netpdc_cryptologic_products@us.navy.mil. Order exams in line with reference (b). c. Non-SCI exam orders not included on initial TIR list must be ordered on the NEAS website using Department of Defense Identification Number. d. ESOs should verify placing exam orders within 7-10 days of ordering at *View Previous Exam Orders* link via the NEAS website and should contact Naval Education and Training Professional Development Center, Fleet Services Branch (NETPDC N321) as needed for exam order inquiries and issues. e. Deploying commands and candidates departing to Congressionally Designated Combat Zones and Approved Contingency Operation Areas can order exams up to six months prior to the scheduled exam date. For additional guidance, refer to chapter 4 and paragraph 614 of reference (b). f. Substitute Exams: (1) The deadline for ordering both SCI and non-SCI substitute exams is 30 September 2025. (2) NETPDC (N321) is the approval authority for all substitute exams. (3) Naval nuclear propulsion program training graduates who are enroute to their first at sea assignment during the E5 examination date will have substitute examinations ordered for them by their ultimate duty station, if dates permit exam ordering before the published deadline. (4) Substitute examinations may be administered with regular exam administration or in line with paragraph 606 of reference (b). g. Submit exception to policy requests for candidates per paragraph 104 of reference (b). h. Below candidates are separated into competitive groups: (1) CTI: Middle East/North Africa (Group 1), East/Far East (Group 2), Latin/South America (Group 3), Eastern Europe (Group 4). (2) EMN, ETN, and MMN: Submarine (Group 1), Surface (Group 2), Training (Group 3). 6. Exam administration and answer sheet returns. Administer exams and return answer sheets in line with chapter 6 of reference (b). An exam tote board on the NEAS website displays current status of received answer sheets. 7. Forwarding Answer Sheets. Reference (b), para 611.a has been changed to the following Official Mail Manager (OMM) Consolidated Mail Facility (CMF) address: OMM CMF PENSACOLA ATTN: NETPDC N321 210 WEST AVE SUITE A NAS PENSACOLA FL 32508 8. Discrepancy Correction: a. A detailed discrepancy list can be found on the NEAS website. b. Post-exam administration discrepancy correction correspondence with NETPDC (N321) is to be submitted using the EAW PAC function, in line with reference (c). All corrections must have a CO/OIC letter and include all required supporting documentation as attachments. Education point corrections require a submission of the joint service transcript indicating the degree type and date of completion. 9. NWAE and RKE results will be available via NEAS profile sheets. Profile sheets for Sailors in BBA ratings will only reflect Passed Not Advanced, Fail, Inval, or discrepancy status, since advancement is conducted via A2P and CA2P. 10. All additional information for this cycle is posted on the MyNavy HR advancements site, located at https://www.mynavyhr.navy.mil/CareerManagement/Community-Management/Enlisted-Career-Admin/Advancement/ and the NEAS website. 11. Points of contact: a. For general or PMK-EE mobile questions: MyNavy Career Center (MNCC) is available 24/7 by phone at (833) 330-MNCC or (833) 330-6622 or via email at askmncc@navy.mil. b. PMK-EE completion score questions: ntmps.support@navy.mil. c. SCI orders and inquiries: (850) 473-5867/DSN 753, netpdc_cryptologic.products@us.navy.mil. d. Non-SCI orders and inquiries: (850) 473-6150/DSN 753, usn.pensacola.netpdc.mbx.netpdc-n321-exam-orders@us.navy.mil. e. NWAE/RKE records or discrepancies: EAW PAC submissions. f. Pre/post exam administration inquiries: (850) 473-6148/DSN 753 or usn.pensacola.netpdc.mbx.netpdc-n321-discrepancies@us.navy.mil. 12. This NAVADMIN will remain in effect until superseded or canceled, whichever occurs first. 13. Released by Vice Admiral Richard J. Cheeseman, Jr., N1.// BT #0001 NNNN CLASSIFICATION: UNCLASSIFIED/
      Tony in Navy Advancement Results, Exam, Bibs Forum
    2. 0

      BLENDED RETIREMENT SYSTEM CALENDAR YEAR 2026 CONTINUATION PAY RATES

      CLASSIFICATION: UNCLASSIFIED/ ROUTINE R 171422Z JUN 25 MID120002013788U FM CNO WASHINGTON DC TO NAVADMIN INFO CNO WASHINGTON DC BT UNCLAS PASS TO OFFICE CODES: FM CNO WASHINGTON DC//N1// INFO CNO WASHINGTON DC//N1// NAVADMIN 133/25 MSGID/GENADMIN/CNO WASHINGTON DC/N1/JUN// SUBJ/BLENDED RETIREMENT SYSTEM CALENDAR YEAR 2026 CONTINUATION PAY RATES// REF/A/DOC/TITLE 37 U. S. CODE SECTION 356// REF/B/DOC/DOD 7000.14-R// REF/C/MSG/CNO WASHINGTON DC/271444ZSEP16// REF/D/DOC/COMMANDER NAVY PERSONNEL COMMAND/22FEB20// NARR/REF A PROVIDES LEGAL AUTHORITY FOR CONTINUATION PAY. REF B IS CHAPTER 66 OF THE FINANCIAL MANAGEMENT REGULATION ON CONTINUATION PAY. REF C IS NAVADMIN 217/16, ANNOUNCEMENT OF THE BLENDED RETIREMENT SYSTEM FOR THE UNIFORMED SERVICES. REF D IS THE MILITARY PERSONNEL MANUAL ARTICLE 1810-081, CONTINUATION PAY FOR MEMBERS ENROLLED IN THE BLENDED RETIREMENT SYSTEM.// RMKS/1. This NAVADMIN announces the Blended Retirement System (BRS) midcareer Continuation Pay (CP) rates for Calendar Year (CY) 2026. The CY26 CP rate for Active Component is two and a half times the monthly basic pay for a Service Member of that grade who has reached 12 Years of Service (YOS), as calculated from the Service Member's pay entry base date. CP for Training and Administration of the Reserves is two and a half times the monthly basic pay for a Service member of that grade who has reached 12 YOS. CP for selected reserve is half the monthly basic pay for a Service Member of that grade who has reached 12 YOS. 2. In line with references (a) through (d), Service Members who want to receive the mid-career CP are reminded that they must be enrolled in BRS and request CP before reaching 12 YOS. The CP election is made via Navy Standard Integrated Personnel System (NSIPS) which can be accessed via MyNavy Portal Quick Links. For Service Members who have provided NSIPS with a current email address, NSIPS will send an email notification of CP eligibility at 11 years 6 months YOS, 11 years 9 months YOS, and a final reminder at 11 years 11 months YOS. Service Members who are unable to elect CP through NSIPS may manually elect CP through their command career counselor via Administrative Remarks (NAVPERS 1070/613). Details on electing CP can be found in references (c) and (d). A copy of the CY26 CP rate memorandum can be found at https://www.mynavyhr.navy.mil/Support-Services/Culture-Resilience/FamilyReadiness/Personal-Financial-Mgmt/. For any other CP issues, Service Members should reach out to MyNavy Career Center (MNCC) at 833-330-MNCC or askmncc.fct@navy.mil. 3. This NAVADMIN will remain in effect until superseded or canceled, whichever occurs first. 4. Released by Vice Admiral Richard J. Cheeseman, Jr., N1.// BT #0001 NNNN CLASSIFICATION: UNCLASSIFIED/
      Tony in Enlisted Pay, Benefits & Allowance Forum | Navy
    3. 1

      Aircraft Carrier USS Nimitz Sailing to Middle East, Says Official

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